Bürgergeld Calculator 2026 (Citizen's Income)
Estimate your German Bürgergeld 2026: household need, housing costs, income offsets and extra needs.
- Standard rates 2026
- Household calculation
- Statement checker
- Guide: Bürgergeld and Grundsicherung 2026 →
Add people to the household and enter your housing costs.
Bürgergeld is Germany's basic-income support for people who can work but cannot cover their household's minimum needs. This English calculator keeps the German Jobcenter terms you will see on forms and notices, including Bedarfsgemeinschaft, Regelbedarf, Mehrbedarf, Kosten der Unterkunft and Bescheid.
Last updated:
Example calculations
One person, EUR 563 standard rate, EUR 650 rent and EUR 120 heating costs, no income.
Approx. EUR 1,333 Bürgergeld per month
The estimate combines the 2026 standard rate with housing and heating costs. The Jobcenter checks whether local housing costs are reasonable.
One person, EUR 520 gross earned income, EUR 650 rent and EUR 120 heating costs.
Approx. EUR 997 Bürgergeld per month
Part of earned income is protected by allowances, so working can leave more disposable income than no work at all.
One parent, one 4-year-old child, EUR 760 rent, EUR 140 heating costs, EUR 259 child benefit.
Approx. EUR 1,764 Bürgergeld per month
The single-parent additional need is important here. Child benefit is counted as the child's income.
Two adults, children aged 4 and 12, EUR 1,200 plus EUR 450 gross earned income, EUR 1,050 rent, EUR 220 heating, EUR 518 child benefit.
Approx. EUR 1,379 supplementary Bürgergeld per month
This is an Aufstocker scenario: employment income reduces the benefit, but earnings allowances protect part of the income.
Couple without income, one person pregnant from week 13, EUR 720 rent and EUR 150 heating costs.
Approx. EUR 1,968 Bürgergeld per month
The pregnancy additional need is 17% of the relevant standard need and increases the monthly entitlement.
Frequently asked questions
Can foreign residents apply for Bürgergeld in Germany?
Some foreign residents can qualify, but the details depend on residence status, right to work, habitual residence in Germany and exclusion rules. EU citizens, non-EU residents, students and newly arrived jobseekers can face different rules. The calculator estimates the amount, not immigration eligibility.
Who is eligible for Bürgergeld in 2026?
Bürgergeld is for people who live in Germany, are generally able to work at least three hours per day, and whose household unit cannot cover its minimum needs from income or usable assets. People who cannot work may still be included if they live with an eligible person in a Bedarfsgemeinschaft.
What are the Bürgergeld standard rates for 2026?
The 2026 standard rates remain unchanged: EUR 563 for single adults and single parents, EUR 506 for each partner in a couple, EUR 451 for young adults under 25 in the parental household, EUR 471 for children aged 14 to 17, EUR 390 for children aged 6 to 13 and EUR 357 for children aged 0 to 5.
What is a Bedarfsgemeinschaft?
A Bedarfsgemeinschaft is the household unit used by the Jobcenter. It usually includes the applicant, spouse or partner, and unmarried children under 25 who cannot support themselves. A flat share is not automatically a Bedarfsgemeinschaft; shared finances and mutual responsibility matter.
Which rent and heating costs does the Jobcenter cover?
The Jobcenter covers housing and heating costs if they are reasonable for the local area. During the first year of benefit receipt, housing costs are protected more strongly by the Karenzzeit, but heating costs must still be reasonable. Local limits vary by city and district.
How is income counted for Bürgergeld?
Income is counted after allowances. For earned income, the first EUR 100 are protected, and further percentages are protected in the ranges above that. Other income such as child benefit, maintenance, unemployment insurance, pensions or self-employment income is entered separately.
Is child benefit counted as income?
Yes. Kindergeld is normally counted as the child's income while it is needed to cover the child's needs. From January 2026, child benefit is EUR 259 per child per month, so a household with two children enters EUR 518.
Bürgergeld or Wohngeld: which should I check?
The two benefits usually exclude each other. Bürgergeld is for households below the subsistence level and includes housing costs in the need calculation. Wohngeld is for households with enough income to cover living costs but needing help with rent. If income is close to the threshold, calculate both.
What does the benefit notice checker do?
The notice checker compares the calculator result with the amount in your Jobcenter Bewilligungsbescheid. A difference does not automatically prove an error, but it can point to missing additional needs, income treatment, child benefit, heating costs or a local housing-cost cap.
Related calculators
- Check Wohngeld instead of BürgergeldIf income is slightly above subsistence level, housing benefit can be the better fit.
- Basic security in old ageFor pensioners and people outside the regular jobseeker Bürgergeld path.
- Parental allowance calculatorPlan household income during pregnancy, parental leave and early childcare.
- Net salary calculator GermanyEstimate take-home pay before comparing Bürgergeld or Wohngeld scenarios.
Helpful guides
Eligibility, formula, and Mietstufen: who qualifies for Wohngeld, how §19 WoGG works, and what really moves the monthly amount.
Standard rates, eligibility and calculation: who receives Bürgergeld (SGB II) or Grundsicherung in old age (SGB XII), how the monthly need is built up, and what the planned reform to the new Grundsicherung means.